For pictures, the last time I calculated prices it was cheaper to get professional processing (e.g. ~.15 per print instead of ~.25 per home-printed print), and I trust old-fashion chemical photo process to last longer than ink-based prints.

You don’t mention Brother, but I recently purchased a Brother MFC-465CN. The photos I print with it look great (usually when I get a note from our daughter’s school asking to send a picture the next day), but when printing fast text, it sometimes gets confused, prints about half a page, and then restarts that page. Quite annoying. (Printing in “fine” mode seems to resolve the problem). Were I you I’d have already returned it, so I wouldn’t recommend it.