Posts Tagged ‘health insurance’

ER copayments put lives at risk

Friday, December 11th, 2009

I’ve just sent the following letter, with minor variations, to Sen. Kerry, Rep. Capuano, State Sen. Tolman, State Rep. Honan, and Martha Coakley (who will almost certainly soon be Sen. Coakley).  If you’re as fed up as I am with this state of affairs (the incident described below is not the first time we’ve been charged a large ER copayment for something which really, truly, required an ER visit), please contact your elected representatives and ask them to do something about it.

Dear Senator Kerry,

Recently, my wife was woken in the middle of the night by persistent abdominal pain so intense (she described it as much worse than natural childbirth) that it caused her to vomit and prevented her from sitting up. Of course, I drove her straight to the emergency room of our local hospital.

Thirteen hours later, she was diagnosed with a kidney stone and discharged. This diagnosis was confirmed by her primary care physician in a followup visit several days later. Both the ER staff and my wife’s PCP confirmed that going to the ER was both necessary and appropriate.

Several days later, I received a bill from the hospital for the $100 ER copayment required by my insurance company. Herein lies the crux of the issue about which I am writing.

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